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The role of enterprise data systems in regulatory compliance

Abhilasha Hala Swamy

2025 · DOI: 10.30574/wjaets.2025.15.1.0186
World Journal of Advanced Engineering Technology and Sciences · 1 Citations

TLDR

Blockchain and distributed ledger technology's role in enhancing transparency and traceability across various compliance domains, including KYC/AML processes, securities settlement, trade finance, and cross-border payments is examined.

Abstract

The evolution of regulatory compliance in the financial sector has transformed enterprise data systems from basic record-keeping tools into critical strategic assets. Financial institutions face mounting regulatory requirements across jurisdictions, necessitating sophisticated technological solutions to ensure compliance while maintaining operational efficiency. This article explores how integrated regulatory reporting systems consolidate disparate data sources, real-time monitoring capabilities enable proactive compliance management, and data lake architectures provide comprehensive audit trails. It examines blockchain and distributed ledger technology's role in enhancing transparency and traceability across various compliance domains, including KYC/AML processes, securities settlement, trade finance, and cross-border payments. The article also addresses integration challenges through API-first architectures, data governance frameworks, regulatory change management, and cloud-based platforms. Finally, it explores emerging innovations such as AI-powered regulatory intelligence, predictive analytics, regulatory-as-a-service models, and cross-institutional compliance networks that represent the future of enterprise data systems in regulatory