A systematic review of multi-factor authentication in digital payment systems: NIST standards alignment and industry implementation analysis
A systematic review of multi-factor authentication in digital payment systems: NIST standards alignment and industry implementation analysis
P. T. Truong,Minh Q. Pham,9 Authors,Anh T. Nguyen
2025 · DOI: 10.1016/j.sysarc.2025.103402
Journal of systems architecture · 6 Citations