Research on the Impact of Chinese Digital Inclusive Finance on Industrial Structure Upgrade—Based on Spatial Dubin Model

Based on the panel data of 30 provinces,

municipalities, and autonomous regions in China from 2011 to 2018, this paper

uses the digital inclusive financial index and industrial structure upgrading

coefficient of the Internet Research Center of Peking University as the core

explanatory and explained variables to construct a spatial panel. Bin model

performs regression analysis on the

effect of digital inclusive finance in the upgrading of industrial structure.

The results prove that the development of digital inclusive finance in this

province and city has significantly promoted the upgrading of the regional

industrial structure, and it has a positive overall effect on the upgrading of

industrial structure.